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Saturday, 30 December 2017

Amazing Guide to Fill Pradhan Mantri Awas Yojana Gramin Application

Pradhan mantri gramin awaas yojana is previously known as the Indira Awaas Yojana and it is the public wellbeing flagship programme which is created by Indian government. The main goal of this programme is to offer housing for countryside back ward people in India.

The scheme also tires to make sure that quality houses are constructed by using local design, trained masons and local materials under the supervision of beneficiary themselves. The broad purpose of pradhan mantri awas yojana gramin scheme is to offer financial assistance to the weakest section of the society for people in order to construct or upgrade home of respectable quality for the personal living.

Efficient information about pradhan mantri awas yojana gramin

Basically pradhan mantri awas yojana gramin is launched in the year of 2015 and this scheme is launched by Prime Minister Narendra Modi. Duration of scheme is 2015-2022 and target group of scheme is to homeless urban poor.

This scheme is suitable to both rural and urban areas. The government of India tires to bring together private and government dwelling unit developer together to build house for homeless and poor people. If you meet eligibility criteria then you can fill pradhan mantri awas yojana gramin online application.

In case you are planning to buy house under this scheme then you must visit PMAY, government portal and choose option like “citizen application”. If you are a slum dweller then you can submit “Format-A application or else you can submit Format-B application. Once you successfully submit the application then you can receive reference number which is required to check status of your application.

Eligibility criteria to apply pradhan mantri awas yojana

The main goal of the programme is really helpful to people who belong to backward classes specially EWS (Economically Weaker Section) and SC/ST of the society. If you are planning to apply pradhan mantri awas yojana gramin 2018 then you must know about eligibility criteria to apply for this scheme such as.

  • LIG- Low Income Group or LIG people are eligible to acquire benefits under the PMAY. To be classified under LIG, you must to prove that your annual household income is between three lakh to six lakh. 
  • EWS- You must to offer sufficient proof that you belong to economically weaker section of society. In fact some specific criteria are listed whether you belong to the EWS category or not. If your annual income is up to three lakh then you may belong to the EWS. 
  • Backward class- People who is belonging to the community like SC/ST or OBC then you should offer caste certificate in order to apply for this scheme. 
  • MIG 1- Medium income group 1, person who is earning less than 12 lakhs per year then you can eligible to get loan up to 9 lakhs. 
  • MIG 2- Medium income group 2, personal who is earning less than 18 lakhs per year then you may eligible to acquire loan up to 12 lakhs. 
  • First house- Applicant and their direct family must not have own pucca house 
  • Women- Woman who is either belonging to EWS, LIG or minority communities might be considered to eligible to apply PMAY scheme. 
Once you search in online then you can easily find out pradhan mantri awas yojana gramin application form pdf which is useful to apply for this scheme. Luckily government of India is made possible the application of this scheme via CSC.

Basically CSC refers to common service center which is available in most part of state. The main function of CSC is to deliver different kinds of services of government to people of country without any kinds of the problems. People can also visit nearest CSC for applying for this scheme.

To know components of the pradhan mantri awas yojana urban

Different kinds of the components are associated with the pradhan mantri awas yojana such as 

  • Slum development- Government is offering excellent facility to the reconstruction of house for slum. In this component, you can use land as the resource. 
  • Affordable housing in partnership- Actually central Assistant could be given to EWS category in order to own house. 
  • Credit linked subsidy- In this component, government is offering subsidy to beneficiary for maintenance and constructing house. 
  • Subsidy for beneficiary led individual house construction- It is available for only individual who is required individual house. 

Everything to know about pradhan mantri awas yojana rural

The implementation of the pradhan mantri awas yojana rural has been approved by Prime Minister of Narendra Modi government in 23rd march at the cabinet meeting.

This kind of the rural housing scheme is really useful to achieve housing for all people by 2022 in rural area across country. Based on the research says that number of the home could be constructed under PMAY-G which has been increased by the 33% from three to four crore by 2022.

Next three years, government will construct one crore permanent house (Pucca) for people who is rural poor. As per the PMAY guideline all nationalized banks are eligible to give away home loan under PMAY scheme.

In general, different banks are having different rules. If you are looking to know about loan application and declaration of bank then you are advisable to visit your branch and enquire it. Suppose you are willing to get registered for this scheme then you must check your home at list of beneficiary which is prepared on the PMAY beneficiary list.

In order to get registered for online application process, it is always necessary that you must provide your Aadhar card details. Registering process of the application form is performed in online so you should have uninterrupted internet connection. It is crucial that applicant must have valid saving account in the nationalized bank.

During the time of registration, you should offer your income details. The urban poverty alleviation and the ministry for housing development are offering excellent facility to fill PMAY application forms. The urban and state government is responsible to take final decision to complete selection of the candidate procedure. 

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